Terms of Service

1. Acceptance of Terms

Welcome to FinWise Hub (only.slappepiemels.nl). These Terms of Service ("Terms") govern your access to and use of our website. By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use this Website.

2. Use of the Website

You agree to use this Website only for lawful purposes. You agree NOT to:

• Use the Website in any way that violates applicable local, state, national, or international laws
• Attempt to gain unauthorized access to any part of the Website or related systems
• Interfere with or disrupt the Website or servers connected to the Website
• Introduce viruses, malware, or other harmful code
• Use automated systems to access the Website without permission (scraping, bots, etc.)
• Collect information about other users without their explicit consent
• Impersonate any person or entity
• Post false, misleading, or defamatory content
• Send spam or unsolicited communications

3. Intellectual Property

The Website and its original content, features, and functionality are owned by FinWise Hub and are protected by international copyright, trademark, patent, and other intellectual property laws.

You MAY:

• View and print content for personal, non-commercial use
• Share links to our content for non-commercial purposes with proper attribution

You may NOT:

• Copy, reproduce, or distribute our content without written permission
• Use our trademarks, logos, or branding without authorization
• Create derivative works based on our content
• Remove or alter any copyright or trademark notices

4. User Content

If you submit comments, feedback, or other content to our Website (e.g., article comments):

• You grant us a non-exclusive, royalty-free, perpetual right to use, reproduce, and distribute such content
• You represent that you own or have the necessary rights to submit such content
• You represent that such content does not infringe on the rights of any third party
• We reserve the right to remove any user content at our discretion

5. Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by FinWise Hub. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of such third-party services.

6. Disclaimer

THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement

We do not warrant that:

• The Website will be available at all times or uninterrupted
• The content is accurate, complete, reliable, or current
• The Website is free of viruses or other harmful components
• Any errors or defects will be corrected

Please refer to our Disclaimer for complete information.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINWISE HUB AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, REVENUES, DATA, OR USE
• ANY LOSS OR DAMAGE ARISING FROM:
  • Your access to or use of (or inability to access or use) the Website
  • Any content obtained from the Website
  • Unauthorized access, use, or alteration of your transmissions or content
  • Any financial decisions made based on information from this Website

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $100 USD OR THE AMOUNT YOU PAID US (IF ANY) IN THE PAST TWELVE MONTHS.

8. Indemnification

You agree to defend, indemnify, and hold harmless FinWise Hub and its affiliates from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Website
• Any content you submit to the Website
• Any fraudulent or unlawful activity

9. Termination

We reserve the right to:

• Terminate or suspend your access to the Website immediately, without prior notice, for any reason, including breach of these Terms
• Remove or delete any content you have submitted
• Disclose your identity to third parties if required by law

Upon termination, your right to use the Website will cease immediately. Provisions that by their nature should survive termination shall survive, including ownership provisions, warranties, disclaimers, and limitations of liability.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website after any revisions become effective, you agree to be bound by the revised terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the applicable laws, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Website shall be resolved through good-faith negotiation first. If a dispute cannot be resolved informally within 30 days, you agree to submit to the exclusive jurisdiction of the courts.

12. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: legal@only.slappepiemels.nl
• Contact form: Newsletter page